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Additional
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Terms & Conditions
 
 

Finance and Interest Free Credit

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Found your perfect cookware, kitchen accessory or tableware?

ifcoption

Why wait - get it now with a 0% finance deal from Dawsons.

Spend £350 or more at Dawsons and you can spread the cost of your purchase.

Spend £399 or more and pay monthly over 6 months interest free with a 10% deposit.

Options available to pay on finance over 24 or 36 months interest bearing.

Order your new cookware accessories today!

Dawsons Department Store, 54-56 King Street, Clitheroe, BB7 2EU

 
REPRESENTATIVE EXAMPLE
Purchase Price £500 Total Repayable £500
Deposit £50 Duration 6 Months
Amount of Credit £450 Rate of Interest (fixed) 0% APR
Credit provided subject to age and status

Important Information

Dawsons Department Store is registered in England and Wales 447157. Registered office 54-56 King Street Clitheroe, BB7 2EU. Dawsons Department Store acts as a credit broker and only offers credit products from Secure Trust Blank PLC trading as V12Retail Finance. Dawsons Department Store is authorised and regulated by the Financial Conduct Authority. Our registration numberis 648514. Credit provided subject to age and status.

How To Purchase?

1. Add the required items to your shopping basket

2. Enter your name and address, please note delivery can only be made to the billing address.

3. Select the finance checkout option at the bottom of the page.

4. Complete the finance application with V12. A decision will be made and checkout completed.

5. Upon succesful completion your order will be processed and despatched in the normal way whilst you continue to make the monthly payments.

Longer Term Finance Over 24 or 36 months

Longer term finance agreements are available over 24 and 36 months and pay just 15.9% APR

CLASSIC CREDIT 24 MONTH EXAMPLE
Purchase Price £600 Total Repayable £687.36
Deposit £60 Duration 24 Months
Amount of Credit £540 Rate of Interest (fixed) 15.9% APR
Credit provided subject to age and status

Frequently asked questions?

Am I Eligible?

To apply for credit you must

  • Be at least 18 years of age.
  • A permanent UK resident
  • Be able to make repayments by direct debit.
  • In full time employment (working 16 hours or more per week) including self-employed or living with your spouse/partner who is in regular employment.
  • In receipt of a pension if retired
  • Able to confirm sufficient income if registered disabled.

Who provides the finance?

Our finance options are provided by V12 Retail Finance. There secure and friendly online system is easy to complete and a decision can be made in minutes.

V12 Retail Finance, which is owned by Secure Trust Bank PLC. Registered in England and Wales 541132.

Registered Office: One Arleston Way, Solihull, B90 4LH. Authoried by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.

Can my order be sent somewhere else?

Payments made using finance can only made to the address provided in the finance application.

What if I don't want credit?

No problem - if you would prefer not to take up the interest free credit offer you can pay by debit and all major credit cards.



Finance Terms and Conditions

Stock will not be allocated until the application has been completed and approved.

We reserve the right to withdraw finance on certain products at any time.

Pay on Finance is provided through our external partner, V12.

If your application is successful you will enter into a Credit Agreement with Secure Trust Bank Plc, who is V12ís parent company.

Should you cancel your credit agreement and have already received products from us, then you will be liable to pay us in full for the product (unless your cancellation rights apply).